LendInvest is the UK’s leading FinTech platform for property finance. Over the past 18 years, we have grown from just our two founders to a team of over 200 working to make property finance simple for everyone.

A workplace culture built around trying new things, getting things done, and having fun while we do it has helped us lend more than £10 billion of mortgages, put thousands of new or improved homes into the UK housing market, and successfully launch on the London Stock Exchange. We have big plans to continue growing the business, our products, our technology, and our people.

We operate a hybrid working policy across our business to ensure we offer flexibility that is balanced with in-person collaboration. Our teams spend three days per week in the office and two days working remotely.

About your work

The Risk & Compliance Officer is an exciting entry-level to early-career position focused on providing essential support in maintaining a robust compliance framework. This role is highly dynamic, offering broad exposure across a wide range of regulatory and financial crime compliance responsibilities within a fast-paced FinTech environment. The successful candidate will be proactive, organised, and detail-oriented.

Key Responsibilities

Control Testing:
- Conduct routine and thematic control testing across key business units (e.g., Underwriting, Financial Crime, Customer Operations, Regulatory Reporting) to assess the operational effectiveness and design of core internal controls.
- Draft clear, objective testing summary reports highlighting findings and risk ratings; partner with key operational stakeholders to track the timely remediation of agreed management action plans.
Risk Incident Management Oversight:
- Serve as a central point of contact for reviewing operational risk incidents, near-misses, and compliance breaches across all business departments.
- Partner with business unit leads and process owners to facilitate root-cause investigations, identifying why failures occurred and whether underlying control deficiencies were present.
- Assist in agreeing corrective action plans with issue owners, maintaining an active tracking log to monitor the timely completion of remediation actions and prevent recurring failures.
Governance Reporting:
- Assist in drafting, compiling, and formatting structured Board and Committee packs. Specifically for the Risk Committee, LendInvest Loans Limited (LLL) Board, and LendInvest Funds Management Limited (LFML) Board ensuring high standards of presentation, narrative clarity, and visual reporting.
- Collate and analyse quantitative and qualitative data from across business operations (e.g., Key Risk Indicators, risk incidents, complaints, and risk registers) to produce accurate and structured reporting for senior management.
Regulatory Reporting & Communication:
- Taking ownership of the Horizon Scanning process, including tracking new regulatory information and preparing regulatory change newsletters for the business.
- Streamlining and improving the Horizon Scanning process at LendInvest leveraging the use of artificial intelligence.
- Reviewing and signing off on financial promotions to ensure adherence to FCA and internal standards.
- Monitoring the FCA's RegData platform and coordinating with other departments for timely and accurate completion of all regulatory returns.
Financial Crime Prevention:
- Acting as a key support in financial crime activities, including reviewing and documenting Suspicious Activity Reports (SARs) and associated internal reporting.
- Monitoring and reviewing screening alerts related to customer due diligence.
- Responding to referrals from first line operational teams.
System Administration:
- Become a subject matter expert in our Governance Risk & Compliance (GRC) software, LogicGate. This is with a view of assisting in future projects to improve the risk management universe at LendInvest.
- Administering the compliance training system (Thrive), tracking completion rates, and delivering the Compliance Induction for new joiners.

About you

A strong, demonstrable interest in financial services regulation and compliance (e.g., FCA Handbook, AML, Financial Promotions).
A proven track record of collaborating effectively with internal stakeholders across all levels of seniority.
A curious mind that is constantly looking to understand the root cause of issues.
A keen eye for process improvements to allow the business to operate more efficiently.
Exceptional organisational skills with a high degree of attention to detail and accuracy are critical.
Excellent written and verbal communication skills, with the comfort level to chase different stakeholders across the business.
The ability to manage multiple tasks concurrently and work effectively in a fast-paced environment.
Competent system based literacy across multiple platforms. This includes mortgage origination, loan servicing and governance risk and compliance (GRC) software.

Benefits & perks

💰 Competitive salary + company bonus scheme
🏠 Hybrid working policy
🏖️ 25 days holiday (increasing with the length of service)
🏥 Private healthcare
🍼 Enhanced parental leave
💸 Matched pension contributions up to 4%
🏥 Critical illness cover
🧠 Employee Assistance Programme & Mental Health support
🛟 Life assurance
📈 Regular performance reviews to promote a culture of growth and development
🏆 Leadership training for managers
🤝 Give as you earn scheme for charitable donations
🎓 Support for attending conferences and professional learning & development
🤑 Discounts via Perkbox
🚲 Cycle to work scheme
🍼 YellowNest Childcare
🔌 Electric car loan scheme
🥳 Monthly socials & annual offsite

Diversity, Inclusion & Belonging at LendInvest

At LI we believe in bringing your whole selves to work, we are committed to a culture of belonging where individuals can form a genuine community. We are proud to be an equal opportunities employer and are committed to building a team that represents a variety of backgrounds, perspectives and skills.

We are happy to discuss and implement reasonable adjustments to support candidates throughout the recruitment process.